KreditBee is a digital online lender that provides personal loans for a variety of personal financial needs. Personal loans from KreditBee start at Rs. 1000 and can go up to Rs. 2 lakhs, with repayment terms that you want. It is among the best personal loan options available in the market. The KreditBee Personal Loan can be applied for online from the comfort of your own home or office, and funds can be transferred quickly.
KreditBee Personal Loan Benefits
Loan Amount: The personal loan sum provided by KreditBee ranges from Rs. 1000 to Rs. 2 lakhs and can be used for a variety of personal expenses such as medical emergencies, vacation costs, shopping, home renovation, weddings, and so on.
A KreditBee personal loan has a flexible repayment period that ranges from 2 to 15 months.
Fast online application: The digital portal enables you to apply for a personal loan at any time, ensuring quick access to funds.
Documentation needed at a minimum: When Applying for a Personal Loan, you no longer need to request several documents because KreditBee only needs simple documents to be submitted online at the time of loan application.
KreditBee Personal Loan Interest Rate
Eligibility Requirements
1. Personal Loan for Salaried Individuals
You must be at least 21 years old and no older than 45 years old at the time of application.
Your monthly income should be at least Rs. 15,000 per month.
You should have been with your new employer for at least three months.
2. Personal Loan with Flexibility
You must be at least 21 years old and no older than 45 years old to participate.
You should have a monthly income of at least Rs. 10,000.
KreditBee Personal Loans
1. Salaried Personal Loan: A salaried personal loan is available to all working people who need immediate funds to address a financial emergency. This loan is available in amounts ranging from Rs 10,000 to Rs 2 lakhs and can be repaid over a period of 3 to 15 months. It's better for you because the whole process is done online.
2. Kreditbee Flexi Personal Loan: Kreditbee's flexi personal loan is available in amounts ranging from Rs. 1,000 to Rs. 10,000, with repayment terms ranging from a few days to up to 62 months. This loan is an excellent option for a wide range of funding needs.
3. KreditBee Online Purchase Loans: With a KreditBee online purchase loan, also known as a shopping loan, you can buy new clothing, phones, appliances, furniture, flight tickets, and more from leading ecommerce portals like Flipkart, Myntra, Amazon, Jabong, MakeMyTrip, and Nykaa. To take advantage of this service, you must first apply for an e-voucher on KreditBee and then use it to buy the product.
To use this service, you must first apply for an e-voucher on KreditBee and then use it to buy a product from one of the above-mentioned partner stores. You may also be able to repay an e-voucher loan/online purchase loan using a no-cost EMI method.
Documents Required to Apply for a Loan
The following are important documents to have on hand when applying for KreditBee personal loan. 1. Salaried Individual Personal Loan:
Aadhaar Card, Voter ID Card, Passport Bank statement of salary account PAN Card Address evidence
Salary slips
2. Personal Loan with Flexibility:
Aadhaar Card,
Voter ID Card,
Passport
Conclusion: To conclude, a KreditBee personal loan is a great way to fulfil your personal expenses as it is one of the best personal loan offers that comes at low interest with flexible repayment tenure through minimum documentation. However, it is always advisable to thoroughly read and understand the lender’s discretion before applying for a KreditBee personal loan.
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